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In the event of a claim for damages, dealing with the complexities of insurance law can be a challenge for individuals and businesses alike. When you are facing an insurance claims dispute, you need a skilled insurance lawyer on your side to protect your rights and interests. Insurance lawyers have deep domain knowledge and expertise […]
In the event of unforeseen damage to your property, filing a homeowners’ insurance claim is usually your only option for financial recovery and restoration. However, the road to a fair settlement in a homeowners’ insurance claim is often riddled with potential roadblocks and pitfalls that can make it difficult for you to receive the compensation […]
Property damage can be an incredibly distressing experience whether it is due to natural disasters like hurricanes and floods, or due to accidental fires. When your property is damaged for no fault of your own, you can recover compensation by filing a property damage claim. Let us take a look at the timelines for filing […]
Florida’s geographic location makes it vulnerable to hurricanes and other natural disasters. Homeowners in Florida often find themselves grappling with the aftermath of hurricane damage, which can range from property loss to structural destruction. As a homeowner, it is important for you to know the compensation and financial assistance options available for hurricane damage, so […]
A surplus lines insurer is an unauthorized insurer made eligible by the Office of Insurance Regulation (OIR) to underwrite property and casualty insurance policies. Before approval, a Surplus Lines insurer files an application with the OIR providing detailed information about the company’s organizational structure and financial background. Any person insured under a Surplus Line insurance […]
As the price of gas and other essential products continue to rise, Florida residents have become too familiar with the effects of inflation. While inflation has impacted most Floridians, policyholders should become aware of another phenomenon that directly affects their pockets – shrinkflation. Shrinkflation is a process by which insurance companies increase their policy rates […]
People’s Trust Insurance Company trail-blazed the path for insurance companies across the state of Florida to start using what insurers call “Right to Repair” or “Option to Repair” clauses in homeowner’s insurance policies. Similar to auto insurance, an insurer has the option to elect to use one of their vendors or contractors to repair your […]
The term “Bad Faith” gets thrown around a lot, especially in discussions regarding legal matters, but what exactly does it mean in the context of an insurance claim? For the purposes of this blog, we are focusing on First-Party Bad Faith claims which are related to an insurance company’s obligation to a policyholder that they […]
Just a few short months ago, professional engineers attributed the collapse of the Champlain Towers South Condominium to concrete spalling highlighting the deadly effects of ignoring standard building maintenance. Since the Surfside tragedy many Community Association clients have asked, “What is Spalling?” “Spalling” is a term of art created by the building trades to describe […]
