Category: Property Damage

Pain and suffering damages in insurance claims refer to the non-economic losses one experiences after an accident or injury. Insurance companies often calculate these damages using methods such as the multiplier method or the per diem approach. The multiplier method involves multiplying the actual damages (like medical bills and lost wages) by a number typically […]

Hurricanes can leave a trail of destruction in their wake, impacting homes and infrastructure significantly. For property owners, estimating the cost of repairs post-hurricane is not only essential but also urgent for restoring normalcy. To calculate the cost of repairs for hurricane damage, one must assess the extent of structural damage, evaluate material and labor […]

In Florida, hurricanes are a fact of life, and understanding hurricane deductibles is crucial for homeowners. These deductibles differ from standard insurance deductibles, applying specifically when damage is caused by a hurricane. A hurricane deductible is usually a percentage of a home’s insured value, rather than a fixed dollar amount. Hurricane insurance in Florida often […]

Wind damage can have devastating effects on properties, from minor shingle loss to significant structural damage. It is crucial for property owners to understand what compensation they can expect for repairs resulting from such damage. Homeowners’ insurance policies typically cover wind damage, providing financial assistance for necessary repairs. Damage assessments play a vital role in […]

Dealing with insurance claims can often feel like navigating a maze, and having a lawyer can be a crucial asset. A lawyer specializing in insurance claims can decipher complex policy language and identify the coverage you’re entitled to, providing clarity and support. This expertise is invaluable when policy terms are ambiguous or when the insurer […]

When faced with a property damage estimate that raises doubts or seems inaccurate, many wonder if getting a second opinion is a viable option. The straightforward answer is yes, you can and often should get a second opinion on your property damage estimate. Obtaining a second perspective can provide clarity and ensure that all damages […]