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Dec 20, 2024

What are the most common types of property damage claims | Larry Moskowitz, PA: A Comprehensive Overview

Homeowners often encounter various situations that lead to property damage claims. The most common types of property damage claims result from water damage, fire, theft, and natural disasters. Understanding these claims is crucial for policyholders to ensure that they receive adequate compensation from their insurance company. Water damage frequently tops the list, often stemming from […]

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Dec 18, 2024

How Are Pain and Suffering Damages Calculated in Insurance Claims: A Comprehensive Guide

Pain and suffering damages in insurance claims refer to the non-economic losses one experiences after an accident or injury. Insurance companies often calculate these damages using methods such as the multiplier method or the per diem approach. The multiplier method involves multiplying the actual damages (like medical bills and lost wages) by a number typically […]

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Dec 11, 2024

How Does Insurance Cover Wind Damage to Homes and Property: A Comprehensive Guide

Wind damage to homes and property is a significant concern for many homeowners. Homeowners insurance typically covers wind damage, helping to repair or replace damaged parts of a property. This coverage can extend to structures like the home, garages, and sometimes fences and sheds. Understanding how this coverage works is crucial for homeowners seeking to […]

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Dec 9, 2024

Common Mistakes to Avoid When Filing a Hurricane Damage Claim | Expert Guidance from Larry Moskowitz, PA

Filing a hurricane damage claim can be a daunting task. Many homeowners make common mistakes that might delay the process or reduce the compensation they deserve. Understanding which pitfalls to avoid with insurance companies is vital to ensuring a successful hurricane insurance claim. Insurance companies often capitalize on mistakes made in the initial filing stages. […]

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Dec 4, 2024

How Does Insurance Work for Water Damage? Understanding Coverage and Claims

Water damage can be a homeowner’s nightmare, causing destruction and costly repairs. Understanding how insurance works in these situations is crucial for anyone who wants to protect their property. Insurance coverage for water damage typically depends on the source of the water and the specifics of the policy. For example, sudden incidents like a burst […]

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Nov 14, 2024

How to Calculate the Cost of Repairs for Hurricane Damage

Hurricanes can leave a trail of destruction in their wake, impacting homes and infrastructure significantly. For property owners, estimating the cost of repairs post-hurricane is not only essential but also urgent for restoring normalcy. To calculate the cost of repairs for hurricane damage, one must assess the extent of structural damage, evaluate material and labor […]

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Nov 14, 2024

How Does a Hurricane Deductible Work in Florida?

In Florida, hurricanes are a fact of life, and understanding hurricane deductibles is crucial for homeowners. These deductibles differ from standard insurance deductibles, applying specifically when damage is caused by a hurricane. A hurricane deductible is usually a percentage of a home’s insured value, rather than a fixed dollar amount. Hurricane insurance in Florida often […]

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Nov 14, 2024

What Compensation Can I Expect for Wind Damage Repairs?

Wind damage can have devastating effects on properties, from minor shingle loss to significant structural damage. It is crucial for property owners to understand what compensation they can expect for repairs resulting from such damage. Homeowners’ insurance policies typically cover wind damage, providing financial assistance for necessary repairs. Damage assessments play a vital role in […]

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Nov 14, 2024

How Can a Lawyer Help With My Insurance Claim?

Dealing with insurance claims can often feel like navigating a maze, and having a lawyer can be a crucial asset. A lawyer specializing in insurance claims can decipher complex policy language and identify the coverage you’re entitled to, providing clarity and support. This expertise is invaluable when policy terms are ambiguous or when the insurer […]

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